Elder Law Newsletters

Assignment and Claims

It is rare that a patient has to file a Medicare claim for a few reasons. First, those who receive their care through Medicare Advantage Plans (formerly Medicare+Choice) need not file claims at all. Those companies are paid a monthly fee by Medicare and do not have to file claims.

Housing - Federal Public Housing Programs - § 221d Mortgage Insurance For Multifamily Properties

The § 221(d) program provides low-interest, fixed-rate mortgage insurance to housing developers for either construction or rehabilitation of rental units occupied by low-income families. Certain requirements must be met regarding the size and type of units, and only certain individuals and families are eligible to live in units developed under § 231.

Housing - Who Pays For Home Care Services? - Public Third Party Payors

Generally speaking, there are three methods of payment for home care services: self-pay, public third-party payors, and private third-party payors. Self-pay is the default payment option for home care. Whenever home care services are not paid by other methods, the patient must pay for the services.

Insurance - Long-Term Care - Considerations in Evaluating

Long-term care insurance can provide valuable monetary help to those needing long-term care, typically the elderly. Whether to buy such insurance is a decision personal to each individual. However, there are many general considerations that should be taken into account when determining whether the purchase of long-term care insurance is wise.

Insurance - Long-Term Care - Overview

As America's baby boomers age, more insurance companies are offering long-term care insurance, which is designed to cover the costs of long-term care, an unfortunate reality for many members of the elderly population. In fact, depending upon the study, somewhere around 50 percent of the American population will require long-term care at some point in their lives.